Stress-Free Over 50’s Health Insurance
As of March 2019 there are 4.2 million people on the NHS Waiting list. The NHS are failing to meet their waiting time targets, putting patients like you at risk.
With a Private Health Insurance Policy, you can skip the queues and get seen by a doctor much faster.
What is Private Medical Health Insurance?
Over 50s Health Insurance provides those who are at or near retirement with access to private healthcare.
Many people resist purchasing a policy due to the suspicion that a policy at an older age would be too expensive. While it is true that providers do put up the price for customers that are older, there are some tricks that we can use to find an affordable policy that is right for you.
What Are The Benefits?
Over 50s Health Insurance can offer a number of benefits over the NHS. These often include the following:
A Wide Range of Treatments
You will have a wider range of treatments, which include some treatments that aren’t currently available on the NHS.
Skip the Waiting Times
With a Private Medical Health Policy, you usually get seen quicker by a GP or Doctor, as well as being placed higher up in the queue for things like Operations.
A Choice of Location
Depending on your Insurer, you may get the opportunity to choose which hospital or treatment centre you would like to receive care.
What Will My Policy Cover?
All providers vary when it comes to what a policy will cover. As a general rule, Health Insurance is used to cover the treatment of acute conditions. This simply means that you have an illness that can be reversed with treatment.
Chronic conditions, however, require you to manage your conditions and cannot be cured. It is very rare for a Private Health Insurance Policy to cover Chronic Conditions.
Acute Vs Chronic
Acute Conditions
-
Broken Bones
-
Pneumonia
-
Joint Replacement Surgery
-
Cancer
Chronic Conditions
- Diabetes
- Asthma
- High Blood Pressure
- Chron’s Disease
Not Sure Where To Start?
If you are not sure where to begin or you want to speak to someone immediately.
Are There Different Types of Cover?
Your Over 50s Medical Health Insurance can help you to pay for a number of health-related costs. The exact level of cover that you receive will, however, depend on the policy that you take out.
Below is a basic table that shows what type of cover you would expect with a basic, medium and comprehensive policy.
Basic Cover
- Inpatient Care
Medium
- Inpatient Care
- Outpatient Care
Comprehensive
- Inpatient Care
- Outpatient Care
- Extra Care
Contact Us
If you would like to contact one of our advisers, or would like to give us some feedback on the services we provide, please do not hesitate to use the contact form.
Email: info@first-choice.uk
Telephone: 01933 839 500