Beat the NHS Waiting List
As of March 2019 there are 4.2 million people on the NHS Waiting list.
The NHS are failing to meet their waiting time targets, putting patients like you at risk.
With a Private Health Insurance Policy, you can skip the queues and get seen by a doctor much faster.
What is Private Medical Health Insurance?
Private Health Insurance is an Insurance policy which covers the cost of any private healthcare that you may need.
Much like other types of Insurance policies, you pay a monthly or annual premium and in return, you provider will pay out for some or all of the cost of the private healthcare that you receive.
Our Testimonials
Gareth has looked after my family’s private medical insurance for a number of years now. I can always trust him to make sure we have the most suitable option for our needs and to keep an eye on the cost of the policy and let me know what else is out there. It’s a no brainer for me to have a specialist like Gareth sort this important insurance out and he’s always quick to respond to questions or requested changes and a nice guy too.
Gareth is a very competent and motivated Private Medical Specialist. His detailed industry knowledge allows him to find the right solutions for his clients needs. Gareth understands that long term client profitability is only sustained when providing excellent client service that matches clients’ requirements.
Our Panel of Insurers
Since we search the Whole of Market to find you the best deals, we use a range of different providers that we may place you with depending on your individual circumstances. Below are a few, but not all, of the providers that we frequently place our customers with.
Are There Different Types of Cover?
Your Private Medical Health Insurance can help you to pay for a number of health-related costs. The exact level of cover that you receive will, however, depend on the policy that you take out.
Below is a basic table that shows what type of cover you would expect with a basic, medium and comprehensive policy.
Basic Cover
- Inpatient Care
Medium
- Inpatient Care
- Outpatient Care
Comprehensive
- Inpatient Care
- Outpatient Care
- Extra Care
Not Sure Where To Start?
If you are not sure where to begin or you want to speak to someone immediately
What Policies are Available?
We understand that everyone has different circumstances. That is why we search for a policy that can meet the circumstances that are unique to you. Below are some of the options that you may be looking for when taking out a Health Policy. Be sure to ask your adviser which type of policy would be right for you.
Individual Health Policies
Individual Health Insurance is a means of skipping those lengthy NHS queues and waiting times and receive treatment as quick as possible should you become ill or injured. You will also be able to gain access to treatments that are not otherwise available.
Family Health Policies
Do you already have Private Health Care, but would like to renew your policy? Our expert advisers can check your policy and make sure that it is still suited to your individual needs.
Children’s Policies
You can take out Children’s Health Insurance that will cover the cost of private healthcare for your child or your children. Through these health insurance policies your child or children may receive benefits such as Specialist Treatment Options, Private Hospitals and Reduced Waiting Times.
Joint Policies
You may just wish to take out a policy for you and your partner. You would do this to potentially lower the cost of your cover as it is generally cheaper to take out a joint policy than to take out two individual Health Insurance policies. A Joint Health Insurance Policy gives you peace of mind that you should either of you require treatment, it will be received promptly.
How much does Private Health Insurance Cost?
There are a variety of factors that go into the decision behind the cost of your private health insurance. We will always make sure that your information is correct so that you get the best and most accurate premium for Private Health Insurance.
Below are a few of the factors that can affect the cost.
The Policy
If you were to choose a more comprehensive policy, this may cause the price of your cover to go up. Some providers do, however offer flexible options that can help to lower the cost of the cover you have taken. This often comes in the form of a joint policy, which is generally cheaper than taking out two separate individual policies.
Your Age
The cost of your policy will go up depending on your age. This is due to the increased risk of you needing medical treatment as you get older. A person who is 56-65 will usually pay a higher premium on their policy than someone who is under 25.
Where You Live
Providers for Private Medical Health Insurance also take into account where you live when deciding how much you will be paying monthly/annually for your cover. The most expensive place to get cover would be London, whilst the cheapest is Scotland.
Your Habits
If you happen to be a smoker, you may see a rise in the cost of your cover. This is also likely if you use nicotine substitutes such as e-cigarettes.
Contact Us
If you would like to contact one of our advisers, or would like to give us some feedback on the services we provide, please do not hesitate to use the contact form.
Email: info@first-choice.uk
Telephone: 01933 839 500