As of May 2025, there were 7.4 million referral to treatment pathways where patients were waiting to start treatment, equating to an estimated 6.2 million unique patients. The median waiting time for treatment was 13.6 weeks in May 2025, more than double the median wait of 5.8 weeks recorded in May 2019.
With a Private Health Insurance Policy, you can skip the queues and get seen by a doctor much faster.
Sources: NHS England Statistics
Skip the NHS Queues Today
Private Health Insurance is an Insurance policy which covers the cost of any private healthcare that you may need. Much like other types of Insurance policies, you pay a monthly or annual premium and in return, your provider will pay out for some or all of the cost of the private healthcare that you receive.
We believe that the relationships we build with our clients are the very core of our business. We want to show that we have the knowledge, confidence and experience to find the right policy for you.
"Gareth has looked after my family's private medical insurance for a number of years now. I can always trust him to make sure we have the most suitable option for our needs and to keep an eye on the cost of the policy and let me know what else is out there. It's a no brainer for me to have a specialist like Gareth sort this important insurance out and he's always quick to respond to questions or requested changes and a nice guy too."
— Steven Ojari"Gareth is a very competent and motivated Private Medical Specialist. His detailed industry knowledge allows him to find the right solutions for his clients needs. Gareth understands that long term client profitability is only sustained when providing excellent client service that matches clients' requirements."
— Rudiger FeilerOur advisers do more than compare policies — they help you understand your options. With years of experience in Private Medical Health Insurance, we guide you through the process and highlight the cover that makes sense for you.
Every person is different, which is why we conduct a fair and comprehensive analysis to ensure the policy you choose aligns with your priorities, lifestyle, and budget.
Years of experience helping customers find the right private medical health policy
We search a wide range of providers to find your perfect private medical health match
Tailored private medical health solutions that fit your unique needs
Your Private Medical Health Insurance can help you to pay for a number of health-related costs. Different levels of cover are available, and the exact level of cover that you receive will depend on the policy that you take out.
The types of cover that may be included in your policy can include:
Cover for treatment that requires you to stay overnight in a hospital or clinic.
Cover for consultations, diagnostic tests, and treatments that don't require an overnight stay.
Additional benefits such as mental health support, physiotherapy, and other supplementary services.
The specific combination of cover types included will vary depending on the policy you choose and your individual needs.
If you are not sure where to begin or you want to speak to someone immediately
Contact Us TodayWe understand that everyone has different circumstances. That is why we search for a policy that can meet the circumstances that are unique to you. Below are some of the options that you may be looking for when taking out a Health Policy. Be sure to ask your adviser which type of policy would be right for you.
Individual Health Insurance is a means of skipping those lengthy NHS queues and waiting times and receive treatment as quick as possible should you become ill or injured. You will also be able to gain access to treatments that are not otherwise available.
Family Health Insurance policies allow you to cover yourself, your partner, and your children under one comprehensive policy. This can often be more cost-effective than taking out individual policies for each family member.
You can take out Children's Health Insurance that will cover the cost of private healthcare for your child or your children. Through these health insurance policies your child or children may receive benefits such as Specialist Treatment Options, Private Hospitals and Reduced Waiting Times.
You may just wish to take out a policy for you and your partner. You would do this to potentially lower the cost of your cover as it is generally cheaper to take out a joint policy than to take out two individual Health Insurance policies. A Joint Health Insurance Policy gives you peace of mind that should either of you require treatment, it will be received promptly.
There are a variety of factors that go into the decision behind the cost of your private health insurance. We will always make sure that your information is correct so that you get the best and most accurate premium for Private Health Insurance.
Below are a few of the factors that can affect the cost.
If you were to choose a more comprehensive policy, this may cause the price of your cover to go up. Some providers do, however offer flexible options that can help to lower the cost of the cover you have taken. This often comes in the form of a joint policy, which is generally cheaper than taking out two separate individual policies.
The cost of your policy will go up depending on your age. This is due to the increased risk of you needing medical treatment as you get older. A person who is 56-65 will usually pay a higher premium on their policy than someone who is under 25.
Providers for Private Medical Health Insurance also take into account where you live when deciding how much you will be paying monthly/annually for your cover. The most expensive place to get cover would be London, whilst the cheapest is Scotland.
If you happen to be a smoker, you may see a rise in the cost of your cover. This is also likely if you use nicotine substitutes such as e-cigarettes.
If you would like to contact one of our advisers, or would like to give us some feedback on the services we provide, please do not hesitate to use the contact form.